The Credit Pivot
terms and conditions
Last updated August 28, 2026.
what this site is
TheCreditPivot.com offers free educational content for credit repair business owners who want to learn about packaging their knowledge into digital products. By using this site or signing up for the training, you agree to these terms.
education, not advice
Everything on this site, in the free training, and on the @thecreditpivot YouTube channel is education and general information. It is not legal, financial, tax, or accounting advice, and it is not advice about any specific business decision. Talk to a qualified professional before acting on anything you learn here.
The Credit Pivot does not provide credit repair services to consumers and nothing here is an offer of credit repair services. Our content is for business owners, about their businesses.
no income promises
We make no guarantee that you will earn any money by applying anything you learn here. Any numbers we share about our own results are exactly that: our own results. Your outcome depends on your knowledge, your work, your market, and factors nobody controls. See the full disclaimer.
your use of the site
- Don't scrape, spam, or attack the site or its forms.
- Don't copy and resell our content or training materials. They belong to The Credit Pivot.
- You can share links to our pages and videos anywhere you like.
third-party links
We link out to platforms like YouTube. Those sites have their own terms and policies, and we're not responsible for what happens there.
no warranties, limited liability
The site and training are provided as is, without warranties of any kind. To the fullest extent the law allows, The Credit Pivot is not liable for any damages arising from your use of the site or content, and our total liability for any claim is limited to the amount you paid us, which for the free training is zero.
changes
We may update these terms as the site grows. The date at the top tells you when they last changed. Continuing to use the site means you accept the current version.
governing law
These terms are governed by the laws of the State of Texas, without regard to conflict of law rules.
contact
The Credit Pivot · thecreditpivot.com. Reply to any email from us and a human reads it.